Tricare Overseas Program (TOP) Information

TOP Standard is similar to the TRICARE Standard program offered stateside, including cost-shares and deductibles.

Active duty family members living overseas with their sponsors, who have relocated with service sponsored/funded orders, may choose between TOP Prime and TOP Standard.

Retirees and their families who reside overseas are not eligible to enroll in TOP Prime and are only covered by TOP Standard.

The TOP Standard option is a fee-for-service option. Enrollment is not required and beneficiaries may receive care from any qualified host nation provider.

When using TOP Standard, beneficiaries are responsible for annual deductibles and cost-shares.

Beneficiaries should contact the nearest:

(1) Military treatment facility (MTF); or

(2) TRICARE Service Center (by visiting TRICARE Service Centers); or

(3) American Embassy Health Unit to find a host nation provider (by visiting the U.S. Department of State Website to get embassy phone numbers).

Learn more about the TOP Standard by reading TRICARE Overseas Program (TOP) Standard.